If you’re thinking about deferring Medicare, discuss the pros and cons with your current insurer, union representative, or employer. It’s important to know how or if your current plan will work with Medicare, so you can choose the most comprehensive coverage possible. Some of the common reasons you may  choose to defer  Medicare enrollment include: You have a plan through an  employer  that you want to keep. You want to keep contributing to a  health savings account (HSA) . Y

You can opt out of Medicare, but you may lose your Social Security or Railroad Retirement Board benefits. Additionally, if you initially decline Medicare coverage, you may be subject to a penalty if you decide to enroll later. Medicare is a public health insurance program designed for individuals age 65 and over and people with disabilities. The program covers hospitalization and other medical costs at free or reduced rates. The hospitalization portion, Medicare Part A, usual

Article from MEDICARE.GOV Medicare fraud and abuse can happen anywhere. It’s important that you protect your Medicare card, number, and other personal information, and check your Medicare claims regularly. What are some examples of Medicare fraud? To help spot and prevent Medicare fraud and abuse: Compare the dates and services on your calendar with the Medicare statements you get to make sure you got each service listed and that all the details are correct. Protect your pers

The federal government shut down at 12:01 AM Wednesday, October 1st, after lawmakers failed to reach a deal to pass a short-term funding bill, which would have financed government operations for fiscal year 2026. It is the first government shutdown since January 2019. According to the  Washington Post,  the disagreement is over enhanced ACA subsidies, which were originally implemented during the COVID-19 pandemic. The enhanced subsidies led to record-high enrollment in ACA p

Medicare and Medicaid look and sound alike, but are actually very different.  One is a federal healthcare program for seniors. The other...

People who buy health insurance through the Affordable Care Act (ACA) marketplace could see a significant jump in their premiums next...

The Stopping Addiction & Falls for the Elderly (SAFE) Act, a bipartisan bill before Congress, could soon make it easier for Medicare...

Medicare Annual Open Enrollment is drawing near, and in late September, you should receive your Annual Notice of Change , a document you...

America has a senior health crisis that also produces serious employment implications. Many households have an aging family member who...

Many Americans take a vacation during the summer, heading out of town, often a few hundred miles away — or sometimes farther afield....