A new study suggests that older adults with cancer may be especially good candidates for a little-known Medicare benefit that can make expensive prescription drugs easier to manage financially. Researchers found that the Medicare Prescription Payment Plan, sometimes called M3P, can significantly reduce the financial strain that often hits Medicare beneficiaries early in the year, when high-cost medications sometimes must be paid upfront. That's because it allows Part D enroll

Recent data for 2025–2026 highlights a significant increase in the caregiving population in California, driven largely by the state's rapidly aging demographic. Total Number: There are more than 7 million family caregivers in California. Percentage: Approximately 23% of adults in the state identify as caregivers. This means nearly 1 in 4 California adults provides unpaid care to a loved one. Age Range: While caregivers span all adult age groups, the demographic is concentrate

The Centers for Medicare & Medicaid Services has announced the next 15 drugs slated for Medicare price negotiations. The list includes costly medications that many seniors rely on. This year's lineup includes six highly prescribed drugs that the American Association of Retired Persons identified as having some of the largest list price increases, including Trulicity (up 51% since 2014), Cozentyx (up 55% since 2015), and Orencia (up 71% since 2021). This will be the third roun

Protecting your digital life in 2026 feels a bit like trying to solve a Rubik’s Cube while someone is constantly changing the colors. As technology advances, so do the tactics used by scammers. From AI-cloned voices to sophisticated fake websites, the "bad actors" are working harder than ever to get a piece of your hard-earned savings. But don't worry—you don't need to be a cybersecurity expert to stay safe. You just need to know the playbook. The "Big Three": Phishing, Smish

By Kimberly Lankford, AARP | Updated October 19, 2023 If you aren’t already receiving Social Security benefits at age 65, you won’t be signed up automatically, so you’ll have to decide when you want to enroll. But if you continue to work and have health benefits through your job, depending on the size of your employer, you can delay enrolling in Medicare. The same goes for your health insurance if it’s through your spouse’s job. But you need to consider some rules about

I was truly honored to attend the 26th Annual Raincross Trophy Dinner this past week in Riverside. This event is a powerful reminder of the deep bond between our community and the men and women of the Fourth Air Force . A highlight of the evening was the opportunity to sit with the 927th Air Refueling Wing from MacDill Air Force Base, FL. Their dedication to the mission is inspiring, and I thoroughly enjoyed our conversations. It was also a privilege to connect with Colonel

If driving at night feels more stressful than it used to, you are not imagining it. Headlight glare has become one of the most common complaints among motorists, and safety groups say it is a real and growing issue. The main culprit is whiter, harsher LED lighting, which risks blinding oncoming drivers. This glare can reduce contrast, slow reaction times and make it harder to spot pedestrians, cyclists or road hazards — especially for older drivers. Those who drive vehicles w

One of the biggest challenges as we age is the prospect of having to spend days, weeks, months, or even years in a hospital. If you're enrolled in Medicare Part A (hospital coverage) it can help foot the bill for the first 60 days, but far less in the following 30 days, and after that you will pay full price out of pocket. Also, the number of days in the hospital that Medicare will cover over your lifetime is capped, and once you burn through those days, you are on your own f

More and more Americans are being saddled with high out-of-pocket medical expenses after an accident, especially those enrolled in high-deductible health plans. HDHPs have become popular, especially among younger and healthier individuals because of their lower monthly premiums. The tradeoff is that they carry the risk of significant out-of-pocket costs if medical services are needed. Depending on the deductible, a broken leg can end up costing thousands of dollars out of poc

If you are enrolled in a Medicare Advantage plan and find that it is not working as well as you hoped, there is a special window each year that gives you a chance to make one change. The Medicare Advantage Open Enrollment Period runs from Jan. 1 through March 31. This enrollment period is different from the fall Medicare Open Enrollment Period that runs from Oct. 15 to Dec. 7. It is only for people who are already enrolled in an MA plan. If you have Original Medicare and want