One of the biggest challenges as we age is the prospect of having to spend days, weeks, months, or even years in a hospital. If you're enrolled in Medicare Part A (hospital coverage) it can help foot the bill for the first 60 days, but far less in the following 30 days, and after that you will pay full price out of pocket. Also, the number of days in the hospital that Medicare will cover over your lifetime is capped, and once you burn through those days, you are on your own f

More and more Americans are being saddled with high out-of-pocket medical expenses after an accident, especially those enrolled in high-deductible health plans. HDHPs have become popular, especially among younger and healthier individuals because of their lower monthly premiums. The tradeoff is that they carry the risk of significant out-of-pocket costs if medical services are needed. Depending on the deductible, a broken leg can end up costing thousands of dollars out of poc