You've decided that buying a long-term care policy for yourself and your spouse is the right choice. The figures, however, are daunting, and the premiums exceed your budget. If you are considering long-term care insurance, the option to receive necessary assistance in your own home may be preferable to living in a nursing home.  Because the vast majority of the middle-aged and senior population favors this option, the insurance industry has responded. The assisted living and

America has a senior health crisis that also produces serious employment implications. Many households have an aging family member who...

You've decided that buying a long-term care policy for yourself and your spouse is the right choice. The figures, however, are daunting,...

Many people aren't aware that some life insurance policies have a provision that allows you to convert the death benefit into a stream of...