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Who are the Caregivers?
Recent data for 2025–2026 highlights a significant increase in the caregiving population in California, driven largely by the state's rapidly aging demographic. Total Number: There are more than 7 million family caregivers in California. Percentage: Approximately 23% of adults in the state identify as caregivers. This means nearly 1 in 4 California adults provides unpaid care to a loved one. Age Range: While caregivers span all adult age groups, the demographic is concentrate


Home Health Care - Another Option for Your Long-Term Care Needs
You've decided that buying a long-term care policy for yourself and your spouse is the right choice. The figures, however, are daunting, and the premiums exceed your budget. If you are considering long-term care insurance, the option to receive necessary assistance in your own home may be preferable to living in a nursing home. Because the vast majority of the middle-aged and senior population favors this option, the insurance industry has responded. The assisted living and


Americans Who Care for Aging Parents Suffering Financially and Emotionally
America has a senior health crisis that also produces serious employment implications. Many households have an aging family member who...


Home Health Care - Another Option for Your Long-Term Care Needs
You've decided that buying a long-term care policy for yourself and your spouse is the right choice. The figures, however, are daunting,...


Can you convert a life insurance policy to help pay for long-term care?
Many people aren't aware that some life insurance policies have a provision that allows you to convert the death benefit into a stream of...
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