Many Americans spend years building a healthy balance in a Health Savings Account (HSA), taking advantage of one of the most tax-friendly savings vehicles available. But once Medicare enters the picture, a simple misunderstanding can create an unexpected tax headache. Under IRS rules, once you enroll in Medicare, you are no longer eligible to contribute to an HSA, which can be used to reimburse your out-of-pocket medical expenses. These accounts are usually administered by yo

Complaints about Medicare-related scam calls have increased sharply over the past year, with reports to the Better Business Bureau rising 40% and some seniors receiving 50 calls a day about improving their Medicare coverage. The callers often claim to represent Medicare regulators, a health insurer or a doctor's office. Some say your Medicare card is expiring, your coverage is about to be interrupted or you qualify for new benefits. Others offer free products, including medic

For many older Americans living on a fixed income, paying for health care can feel overwhelming. Even with Medicare coverage, premiums, deductibles, prescription drug costs, and copays can quickly add up. The good news is that several federal and state programs are available to help seniors and people with disabilities pay for Medicare-related expenses. Unfortunately, many people who qualify either do not know these programs exist or assume they do not qualify. Understanding

We love our dogs. In 2025, nearly 90 million dogs were living in U.S. households, meaning that nearly half of all households had one. Why do we let these furry four-legged friends into our lives? For most people, it's companionship as well as an excellent burglar alarm. But there are other advantages to having a dog, including many health benefits to you and your family, like: More exercise - When you own a dog, you should be taking it out for walks every day. And the benefi

Retirement is a major life transition. If you're reaching retirement age within the next few years, it's time to start making some important financial decisions. Here are several of the most critical issues you should be addressing in the coming months: Reduce risk. Now is the time to begin reducing your stock market exposure. While stocks have been a great long-term investment, they are notoriously volatile. There have been many times in history where stocks have plummeted

We have received reports of a phishing scam targeting Covered California enrollment partners. Recent reports indicate emails that appear to come from Covered California employees, requesting that recipients send payments via Zelle; other attempts may include requests to click a secure link to verify personal information, bank account numbers, or passwords. 𝗣𝗹𝗲𝗮𝘀𝗲 𝗱𝗶𝘀𝗿𝗲𝗴𝗮𝗿𝗱 𝘁𝗵𝗲𝘀𝗲 𝗲𝗺𝗮𝗶𝗹𝘀 𝗮𝘀 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲 𝗻𝗼𝘁 𝗿𝗲𝗮𝗹; 𝗱𝗼 𝗻𝗼𝘁 𝗰𝗹𝗶𝗰𝗸 𝗼𝗻

If you are a Medicare Advantage enrollee, you may have noticed that the number of plans available to you has shrunk during the last Annual Open Enrollment. It's not your imagination: A research letter published in the medical journal JAMA noted that about 10% of MA enrollees saw their plans discontinued for 2026, forcing them to switch to other MA plans, go back to Traditional Medicare, or sign up for a Medicare supplement plan. When a plan shuts down, it can disrupt care in

Being predisposed to developing dementia or Alzheimer's disease is something many adults worry about. However, experts say that it could be possible to delay the progression of these diseases by taking steps to improve our health, particularly for individuals who have diabetes, are obese and/or smoke. Studies show that taking steps to address these factors — dropping weight, improving blood-sugar levels or quitting smoking — can significantly reduce the chances of developing

Today's smart home technology has become synonymous with convenience, but it can have a positive impact on the quality of life for seniors. It can make their homes easier to manage, and it can also make them safer. This is particularly the case for older adults who need to take medication on schedule, and for those whose mobility is impaired. Smart home tech allows its users to customize their devices based on their personal preferences and individual schedules. It offers man

Did you know that individuals with dental and vision insurance are more likely to visit the dentist and ophthalmologist and have better overall health compared to people who don't? Anyone who needs corrective lenses should visit an optometrist or ophthalmologist regularly to have their eyes checked for overall health. And for overall oral health, everyone should visit the dentist regularly, and dental insurance can defray the costs of regular exams as well as any work you may